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카드깡의 이해: 합법과 불법의 경계에서
1. 카드깡의 기본 개념 1.1 카드깡의 정의 카드깡은 신용카드를 이용하여 카드 가맹점에서 허위로 매출을 발생시키고, 그에 따른 수수료를 차감한 후 나머지 금액을 현금으로 지급받는 행위를 말합니다. 일반적으로 카드깡은 실제 물품이나 서비스를 구매하지 않고, 단순히 신용카드를 통해 현금을 획득하는 형태로 이루어집니다. 이와 같은 행위는 금융 범죄에 해당하며, 사용자는 일반적으로 신용카드를 소지한 개인이 많습니다. 이러한 과정에서는 카드…









